← Back to comparator

Shares Financial Assets SAS

SHARES FINANCIAL ASSETS SAS · France
Key points
Official sourceUnclaimedMiCA-licensed · France

01Overview

The company

Headquarters
🇫🇷 France
Founding date
2021
Number of customers
≈ 50 000

Regulation

Regulatory licences
MiCA licence, notified on 28/07/2026
Licensing authority
AMF
Registered services
  • Custody
  • Reception and transmission of orders
  • Transfer of crypto-assets
Register consulted
Consult the register → · verified on 22/10/2026

Shares is a French investment neobank, accessible via mobile app, which allows users to buy around thirty crypto-assets alongside thousands of shares and ETFs. The offer includes the PEA, scheduled investment plans and advised portfolios. Crypto-assets are held by Shares Financial Assets, MiCA-licensed by the AMF, with Coinbase Luxembourg as sub-custodian, and can be withdrawn to a personal wallet. Pricing is simple: 1 € per crypto order under 100 €, 1 % above, with no deposit or custody fees.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 32

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a bank or neobroker, Shares Financial Assets SAS suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible. Better rate on recurring purchase (DCA): 0 % versus 1 % on a simple purchase.

Available in France, Belgium, Portugal, Slovenia, Sweden, Lithuania, Latvia, Denmark, Ireland.

03How much it costs

Deposit
SEPA transfer0 %
Card0 %
Trading
1 %
spread not quantifiable
Recurring buy (DCA)0 %
Holding

No known holding fees

Exit
EUR withdrawal0 €
Crypto withdrawal (platform margin)≈ 0 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Crypto orders: 1 € for an order under 100 €, then 1 % of the amount from 100 €. Scheduled investment plans: no fees on purchases; sales are charged as a one-off order. Euro deposits (transfer, simplified transfer, card, Apple Pay) and withdrawals (transfer, open banking): free. No custody or currency conversion fees. Crypto withdrawals: network fees borne by Shares for listed crypto-assets; they may be passed on for an unlisted asset (2 months' notice). For comparison outside crypto: shares and ETFs 1 € under 500 € then 0,2 %; advised plan 1 %/year advisory fee on the advised portfolio (crypto scope not disclosed).

Fee source: https://www.shares.io/terms/fees · verified on 22/10/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Sub-custody of crypto-assets by Coinbase Luxembourg S.A. (MiCA-licensed). Shares Financial Assets provides custody under its MiCA licence.

05What to know before you start

MiCA licence limited to 3 services: reception and transmission of orders, custody and transfer (no direct exchange). Limited crypto catalogue (32 assets) within a multi-asset app. Crypto withdrawals to a personal wallet only (Travel Rule). The MiCA passport covers 15 countries, but crypto trading is open in only 9 (France, Belgium, Portugal, Slovenia, Sweden, Lithuania, Latvia, Denmark, Ireland); elsewhere, only shares and ETFs (help centre, 07/08/2026). Business accounts for French companies. Cash account operated by Modulr Finance B.V.

Compensation transparency: affiliate partnership with Shares Financial Assets SAS: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Shares Financial Assets SAS licensed under MiCA?

Yes. SHARES FINANCIAL ASSETS SAS is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: AMF, France. The licence was granted on 28/07/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Shares Financial Assets SAS?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1 €, spread included and network fees excluded (Uncrypt €100 index). The platform states that a variable spread is added to this cost, without publishing its amount. Fees checked on 22/10/2026 against the official fee schedule.

How many cryptos can you buy on Shares Financial Assets SAS?

32 crypto-assets are available on Shares Financial Assets SAS.

Can you withdraw your crypto from Shares Financial Assets SAS to your own wallet?

Yes, Shares Financial Assets SAS lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Shares Financial Assets SAS?

No, Shares Financial Assets SAS does not offer staking.

Can you schedule recurring purchases (DCA) on Shares Financial Assets SAS?

Yes, Shares Financial Assets SAS lets you schedule recurring purchases (DCA).