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Scalable Capital

Scalable Capital Bank GmbH · Germany
Key points
Official sourceUnclaimedMiCA-licensed · Germany
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇩🇪 Germany
Founding date
2014
Team size
250-4999

Regulation

Regulatory licences
MiCA licence, notified on 02/03/2026
Licensing authority
Federal Financial Supervisory Authority (BaFin)
Registered services
not disclosed in the register
Register consulted
Consult the register →

Scalable Capital is a German multi-asset neo-broker that gives access to crypto only through listed ETP-type products. Investors thus gain exposure to the price of Bitcoin and other digital assets from their securities account, without directly holding the coins or managing a wallet. The service is therefore aimed more at traditional savers wishing to add a crypto allocation to their portfolio than at users looking for on-chain uses.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 32

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a unclassified platform, Scalable Capital suits some use cases more than others.

Minimum deposit: not disclosedMobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Mandatory custody: no withdrawal to a personal wallet.

Available in Germany, Austria, France, Italy, Spain, Netherlands.

03How much it costs

Deposit
SEPA transfer0 %
Trading
0,99 % + 0,99 €
≈ 0,99 % estimated
Recurring buy (DCA)0,99 %
Holding

No known holding fees

Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Scalable Capital: Crypto ETPs only, no spot crypto. FREE plan: 0,99 € fixed fee per order on EIX/gettex + crypto spread surcharge of 0,99 %. PRIME+: 0 € per order from 250 € (otherwise 0,99 €) + crypto spread surcharge of 0,69 %. Savings plans: 0 € fixed execution fee, but the crypto spread surcharge still applies (0,99 % FREE / 0,69 % PRIME+). Costs specific to the ETP product and any incentives may be added. These costs do not depend on the funding method.

Fee source: https://fr.scalable.capital/frais-courtage · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Custody of the securities (ETPs) via Baader Bank, a German bank licensed by BaFin: this is not custody of real crypto-assets, but of financial securities that replicate them.

05What to know before you start

No direct holding of crypto: exposure only via ETPs (listed securities), no transfer to a personal wallet possible, trading during exchange hours only (not 24/7). Fees 0,99 % (Free) or 0,69 % (PRIME+, paid). Created its own exchange (EIX) in response to the European PFOF ban. Full banking licence since Sept. 2025.

Compensation transparency: affiliate partnership with Scalable Capital: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Scalable Capital licensed under MiCA?

Yes. Scalable Capital Bank GmbH is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Federal Financial Supervisory Authority (BaFin), Germany. Notification to the ESMA register: 02/03/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Scalable Capital?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1,98 €, spread included and network fees excluded (Uncrypt €100 index). The spread is not published by the platform: this figure includes an estimate of it. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Scalable Capital?

32 crypto-assets are available on Scalable Capital.

Can you withdraw your crypto from Scalable Capital to your own wallet?

No, Scalable Capital does not let you withdraw your crypto-assets to a personal wallet: they remain held by the platform.

Can you stake crypto on Scalable Capital?

No, Scalable Capital does not offer staking.

Can you schedule recurring purchases (DCA) on Scalable Capital?

No, Scalable Capital does not offer scheduled recurring purchases (DCA).