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Trading 212

Trading 212 Markets Ltd · Cyprus
Key points
Official sourceUnclaimedMiCA-licensed · CyprusCFD
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇨🇾 Cyprus
Team size
250-4999
Number of customers
≈ 5 000 000
Trustpilot
4,6/5 →

Regulation

Regulatory licences
MiCA licence, notified on 22/09/2025
Licensing authority
Cyprus Securities and Exchange Commission (CySEC)
Registered services
  • Custody
  • Order execution
  • Reception and transmission of orders
  • Crypto/fiat exchange
Register consulted
Consult the register → · verified on 23/08/2026

Trading 212 offers in Europe a spot crypto account separate from its Invest and CFD accounts, while remaining accessible from the same web and mobile ecosystem. Eligible clients can buy, hold and sell crypto-assets on a spot basis, alongside an offer centred on shares and ETFs. The crypto account operates without an external wallet or staking.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: not disclosed

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a CFD broker (no real holding), Trading 212 suits some use cases more than others.

Minimum deposit: €1Mobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €1. Mandatory custody: no withdrawal to a personal wallet.

Available in Germany, Austria, Bulgaria, Cyprus, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Sweden, Switzerland, Czechia.

03How much it costs

Deposit
SEPA transfer0 %
Card0 %

+ 0,15 % currency conversion

Trading
0 %
spread not quantifiable
Holding

No known holding fees

Exit
EUR withdrawal0 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Trading 212 Crypto: trading commission 0 % and custody fee 0 %. Fiat deposits and withdrawals: free on Trading 212's side. The execution cost comes from the variable spread built into the bid/ask price; no official fixed average spread is published. Conversion between EUR/USD cash wallets: 0,15 %. Minimum deposit/withdrawal: 1 €; minimum crypto order: 2 €. No external crypto transfers.

Fee source: https://helpcentre.trading212.com/hc/en-us/articles/30752021087005-What-fees-does-Trading-212-charge-for-crypto-trading · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Coinbase (designated custody partner, assets in segregated accounts/wallets). Cash linked to crypto accounts held at LHV Bank (supervised by the ECB + the Estonian regulator).

05What to know before you start

MiCA crypto account separate from the Invest/CFD accounts, but accessible in the same app. Retail only, web + mobile, cash-only/non-margin, market orders only as of 23/08/2026; limit/stop announced as “coming soon”. EUR and USD are separate cash wallets; some assets are quoted in EUR, others in USD. Cryptos held in segregated accounts/wallets via Coinbase, cash at LHV Bank. No external crypto transfers or staking. Crypto CFDs available separately depending on entity/jurisdiction.

Compensation transparency: affiliate partnership with Trading 212: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Trading 212 licensed under MiCA?

Yes. Trading 212 Markets Ltd is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Cyprus Securities and Exchange Commission (CySEC), Cyprus. Notification to the ESMA register: 22/09/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Trading 212?

For €100 of bitcoin bought by SEPA transfer, the total cost is 0 €, spread included and network fees excluded (Uncrypt €100 index). The platform states that a variable spread is added to this cost, without publishing its amount. Fees checked on 26/08/2026 against the official fee schedule.

What is the minimum deposit on Trading 212?

The minimum deposit is 1 €.

Can you withdraw your crypto from Trading 212 to your own wallet?

No, Trading 212 does not let you withdraw your crypto-assets to a personal wallet: they remain held by the platform.

Can you stake crypto on Trading 212?

No, Trading 212 does not offer staking.

Can you schedule recurring purchases (DCA) on Trading 212?

No, Trading 212 does not offer scheduled recurring purchases (DCA).