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Invity

Invity Finance s.r.o. · Czechia
Key points
Official sourceUnclaimedMiCA-licensed · Czechia

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Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇨🇿 Czechia
Founding date
2019
Number of customers
≈ 30 000
Trustpilot
3,7/5 (39 reviews) →

Regulation

Regulatory licences
MiCA licence, notified on 11/02/2026
Licensing authority
CNB (Czech National Bank)
Registered services
  • Custody
  • Crypto/fiat exchange
  • Crypto/crypto exchange
  • Order execution
  • Reception and transmission of orders
  • Transfer of crypto-assets
Register consulted
Consult the register → · verified on 22/10/2026

Invity is a Czech Bitcoin accumulation app (Bitcoin only), presented as part of the SatoshiLabs family (the creators of Trezor) and claiming over 30 000 users. It offers one-off and recurring purchases (Auto Buy, Auto Buy Plus), the Turbo Buy strategy which adds 60 % of purchasing power, Bitcoin-backed loans and business accounts. Bitcoin is held with BitGo Europe, with withdrawal possible to a personal wallet. Invity Finance s.r.o. has been MiCA-licensed by the CNB since 11/02/2026, with a passport to 7 countries.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 1

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Invity suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

Available in Germany, Austria, Spain, Italy, Netherlands, Poland, Slovakia, Czechia.

03How much it costs

Deposit
SEPA transfer0 %
Trading
1,49 %
spread not quantifiable
Recurring buy (DCA)1,49 %
Holding

No known holding fees

Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Service fee of 1,49 % per transaction, shown in the app before confirmation; no subscription (official Turbo Buy page, consulted on 22/10/2026). Turbo Buy: additional fee of 9,9 %/year calculated only on the 60 % of purchasing power added (about 0,83 % per month, 0,38 % every two weeks, 0,19 % per week), deducted from the next purchase. Referral: 10 % lifetime discount on service fees for the referred client. Selling and withdrawal fees are not publicly detailed; withdrawals are subject to Bitcoin network fees.

Fee source: https://invity.io/turbo-buy · verified on 22/10/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

BitGo Europe GmbH (institutional custody). Assets segregated from Invity's own funds, combination of hot wallets and cold wallets with priority given to cold for the long term (Invity custody rules).

05What to know before you start

Bitcoin only: list of supported assets limited to BTC. Recurring purchases of at least 30 € (maximum amount 10 000 €) according to the official regular purchase calculation document. Turbo Buy adds 60 % of purchasing power with 9,9 %/year of fees on the added portion; the bitcoin purchased serves as collateral. Turbo Buy Plus invests between 30 and 100 € depending on market trends. Bitcoin-backed loans (up to 50 % of value, fixed-price buyback option, 1 to 36 months). Business accounts. Invity Card: distribution of physical cards announced for early December 2026 (not yet available). Referral and affiliate programme.

Compensation transparency: affiliate partnership with Invity: Oui. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Invity licensed under MiCA?

Yes. Invity Finance s.r.o. is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: CNB (Czech National Bank), Czechia. Notification to the ESMA register: 11/02/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Invity?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1,49 €, spread included and network fees excluded (Uncrypt €100 index). The platform states that a variable spread is added to this cost, without publishing its amount. Fees checked on 22/10/2026 against the official fee schedule.

How many cryptos can you buy on Invity?

1 crypto-asset is available on Invity.

Can you withdraw your crypto from Invity to your own wallet?

Yes, Invity lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Invity?

No, Invity does not offer staking.

Can you schedule recurring purchases (DCA) on Invity?

Yes, Invity lets you schedule recurring purchases (DCA).