Revolut

Revolut Digital Assets (Europe) Ltd · Chypre

Dedicated pro interface: see listing →

Key points

Public sourceMiCA-licensed · Chypre

Source

Official registry listing →
verified on 03/07/2026

Licence / register

Registre ESMA · notification 20/10/2025

Authority · date

Cyprus Securities and Exchange Commission (CySEC)
20/10/2025

Services covered

—

€100 index

≈ 2,98 €

Summary

01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

Revolut is MiCA-licensed by Cyprus Securities and Exchange Commission (CySEC) (Chypre), notified on 20/10/2025, via Revolut Digital Assets (Europe) Ltd. This licence is valid across the whole European Union, including France.

Source: official registry listing · verified on 03/07/2026

Néobanque britannique fondée en 2015 à Londres par Nikolay Storonsky et Vlad Yatsenko. Propose compte courant, carte multidevise et accès aux cryptomonnaies au sein d'une seule application.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

Withdrawal to personal wallet possibleSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 300

03Who it's for

As a bank or neobroker, Revolut suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: Revolut Pro

Withdrawal to a personal wallet possible. Dedicated pro interface with declining fees: see Revolut Pro.

04How much it costs

What the pricing page doesn't say: the spread is not published. Figures marked ≈ are our estimates, pending our own test-purchase measurements.

Entrée	Virement : ● 0 %🔗 Carte : ● 0 %🔗
Trading	Achat : ◐ 1,49 % (spread 1,49 % inclus)🔗
Tenue de compte	non chiffré
Sortie	non disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Example: for €100 invested in BTC by bank transfer, you pay approximately €2,98 in fees (estimated spread included), or 2,98% of the amount. Simulate your case →

Fee source: https://www.revolut.com/legal/exchangingcryptocurrenciespersonalfees/ · verified on 05/08/2026

05Security & custody

Non communiqué à ce jour.

06What to know before you start

Structure officielle en 5 paliers d'abonnement (Standard gratuit → Ultra 55£/mois), avec alternative Revolut X quasi-gratuite (0%/0,09%). Spread en deux composantes non chiffrées (marché + marge propre). Franchise d'usage équitable sur Standard/Plus. Crypto intégrée à une super-app bancaire complète, avec staking et auto-staking sur certains actifs.

Compensation transparency: affiliate partnership with Revolut: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).