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HYPE Bitcoin (via Conio)

HYPE S.p.A. (groupe Banca Sella, distributeur) ; service Bitcoin fourni par Conio S.r.l. · Italy
Key points
Public sourceUnclaimedMiCA-licensed · Italy

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Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇪🇺 Italy
Founding date
2015
Number of customers
≈ 2 000 000
Trustpilot
4/5 (5840 reviews) →

Regulation

Regulatory licences
MiCA licence
Licensing authority
Commissione Nazionale per le Società e la Borsa (CONSOB), agrément de Conio S.r.l.
Registered services
  • Custody
  • Order execution
  • Placement
  • Transfer of crypto-assets
  • Crypto/crypto exchange
  • Crypto/fiat exchange
Register consulted
Consult the register → · verified on 07/11/2026

HYPE Bitcoin is the Bitcoin wallet built into the app of the Italian neobank HYPE, wholly owned by Banca Sella since February 2026. Developed and operated by Conio, it lets customers buy, sell, receive and send Bitcoin directly from their HYPE balance, with a commission of 1 % to 2 % depending on the plan. The wallet relies on a three-key system in which the customer controls one key, and neither Conio nor HYPE can move their bitcoins alone.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingInstant verification (KYC)

Available cryptos: 1

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, HYPE Bitcoin (via Conio) suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

Available in Italy.

03How much it costs

Deposit
SEPA transfer0 %
Trading
2 %
spread not quantifiable
Holding

No known holding fees

Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Commission on purchases and sales depending on the HYPE plan, namely 2 % on the HYPE plan (free), 1,5 % on Plus and Next and 1 % on Premium (HYPE support Bitcoin table). Sales carry a mining fee, and on-chain sends carry mining fees borne by the customer. Simple-buy fee entered at the rate of the free plan (2 %).

Fee source: https://support.hype.it/privati/articles/il-tuo-portafoglio-bitcoin · verified on 07/11/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Conio multisignature wallet with three keys, namely one held by the customer, one by Conio and one kept offline by HYPE for recovery. Neither Conio nor HYPE can move the funds alone.

05What to know before you start

Bitcoin only.
Commission depends on the HYPE plan, namely 2 % on the HYPE plan, 1,5 % on Plus and Next and 1 % on Premium. Limits depend on the plan (for example €15 000 of purchases per year on the HYPE plan).
Three-key multisignature wallet (customer, Conio, HYPE in an offline vault), with sending and receiving of bitcoins to third parties possible, mining fees in addition.
HYPE receives a share of Conio's commissions at no extra cost to the customer.
No incident linked to HYPE Bitcoin identified as at 07/11/2026.

Compensation transparency: affiliate partnership with HYPE Bitcoin (via Conio): À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is HYPE Bitcoin (via Conio) licensed under MiCA?

Yes. HYPE S.p.A. (groupe Banca Sella, distributeur) ; service Bitcoin fourni par Conio S.r.l. is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Commissione Nazionale per le Società e la Borsa (CONSOB), agrément de Conio S.r.l., Italy. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on HYPE Bitcoin (via Conio)?

For €100 of bitcoin bought by SEPA transfer, the total cost is 2 €, spread included and network fees excluded (Uncrypt €100 index). The platform states that a variable spread is added to this cost, without publishing its amount. Fees checked on 07/11/2026 against the official fee schedule.

How many cryptos can you buy on HYPE Bitcoin (via Conio)?

1 crypto-asset is available on HYPE Bitcoin (via Conio).

Can you withdraw your crypto from HYPE Bitcoin (via Conio) to your own wallet?

Yes, HYPE Bitcoin (via Conio) lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on HYPE Bitcoin (via Conio)?

No, HYPE Bitcoin (via Conio) does not offer staking.

Can you schedule recurring purchases (DCA) on HYPE Bitcoin (via Conio)?

No, HYPE Bitcoin (via Conio) does not offer scheduled recurring purchases (DCA).