Beta version
← Back to comparator

Conio

CONIO S.R.L. · Italy
Key points
Official sourceUnclaimedMiCA-licensed · Italy
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇪🇺 Italy
Founding date
2015
Team size
11-49
Number of customers
≈ 450 000

Regulation

Regulatory licences
MiCA licence, notified on 16/06/2026
Licensing authority
Commissione Nazionale per le Societa e la Borsa (CONSOB)
Registered services
  • Custody
  • Order execution
  • Placement
  • Transfer of crypto-assets
  • Crypto/crypto exchange
  • Crypto/fiat exchange
Register consulted
Consult the register → · verified on 23/08/2026

Conio is an Italian crypto fintech founded in 2015, combining a consumer app with infrastructure solutions for banks and businesses. Its retail offer lets users buy and sell several crypto-assets and stands out in particular for a 2-of-3 multisig Bitcoin wallet giving the client a control key. Conio also develops white-label services, solutions for large volumes and tokenisation projects for financial players.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 25

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Conio suits some use cases more than others.

Minimum deposit: €50Mobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €50. Withdrawal to a personal wallet possible.

Available in Italy.

03How much it costs

Deposit
SEPA transfer0 % + 1 €
Card2 %

+ 0,99 % currency conversion

Trading
0,99 %
spread not quantifiable
Holding

No known holding fees

Exit
EUR withdrawal2 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Conio: crypto purchase and sale = 0,99 %; crypto→crypto conversion = 0,99 %. EUR top-up: card 2 % with a minimum fee of 1 €; bank transfer 1 € flat, minimum top-up 50 €. EUR withdrawal: 2 € flat. Custody: 0 %. External Bitcoin sending: mining fee. A spread may be included in the purchase/sale/conversion price and Conio states that it does not exceed 4 % of the reference price.

Fee source: https://www.conio.com/supporto/faq/commissioni-limiti-minimi-di-conio · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

2-of-3 multi-signature model: neither Conio nor the user alone can access the funds without the other's consent. Shared security, distinct from both pure custodial and pure non-custodial models.

05What to know before you start

Hybrid B2C+B2B provider: retail crypto app + custody, 2-of-3 multisig Bitcoin wallet with client key and patented recovery, Conio Prime for large volumes, white-label crypto services for banks/fintechs and RWA tokenisation for companies/institutions. 25 crypto-assets currently available to buy/sell (Bitcoin + 24 others), but on-chain sending/receiving is currently specific to Bitcoin. Services also integrated into Hype and Banca Generali.

Compensation transparency: affiliate partnership with Conio: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Conio licensed under MiCA?

Yes. CONIO S.R.L. is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Commissione Nazionale per le Societa e la Borsa (CONSOB), Italy. Notification to the ESMA register: 16/06/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Conio?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1,99 €, spread included and network fees excluded (Uncrypt €100 index). The platform states that a variable spread is added to this cost, without publishing its amount. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Conio?

25 crypto-assets are available on Conio.

What is the minimum deposit on Conio?

The minimum deposit is 50 €.

Can you withdraw your crypto from Conio to your own wallet?

Yes, Conio lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Conio?

No, Conio does not offer staking.

Can you schedule recurring purchases (DCA) on Conio?

No, Conio does not offer scheduled recurring purchases (DCA).