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Coinmate

COINMATE a.s. · Czechia
Key points
Official sourceUnclaimedMiCA-licensed · Czechia

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Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇨🇿 Czechia
Founding date
2014
Team size
11-49
Number of customers
≈ 120 000
Trustpilot
3,2/5 (1030 reviews) →

Regulation

Regulatory licences
MiCA licence, notified on 27/02/2026
Licensing authority
CNB (Czech National Bank)
Registered services
  • Custody
  • Trading platform operation
  • Crypto/fiat exchange
  • Crypto/crypto exchange
  • Transfer of crypto-assets
Register consulted
Consult the register → · verified on 22/10/2026

Coinmate a.s. is a Czech exchange platform founded in 2014, MiCA-licensed by the CNB since 27/02/2026 with a passport to the whole EEA. It offers quick buying and selling at a guaranteed price (fees included) and advanced maker/taker trading at 0,40 % / 0,60 % at the base tier, decreasing with volume. Markets are quoted in euros and Czech koruna. The mobile app allows purchases from 4 €, recurring purchases and withdrawals. SEPA deposit 1 €, card 1,90 %.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 26

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a marketplace (order book), Coinmate suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

Available across the whole European Economic Area.

03How much it costs

Deposit
SEPA transfer0 % + 1 €
Card1,9 %
Trading
Maker
0,4 %
Taker
0,6 %
spread not quantifiable
Holding

No known holding fees

Exit
EUR withdrawal1 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Two modes. Quick buy and sell (Quick Buy / Sell): no fee is shown separately, costs are built into the final price, which is fixed and guaranteed during the transaction (spread not itemised). Advanced trading: maker/taker decreasing with the volume of the last 30 days, from 0,40 % / 0,60 % below 10 000 € to -0,04 % / 0,10 % above 15 million euros. Deposits: bank card 1,90 %, SEPA transfer 1 €; SEPA withdrawal 1 €. Crypto withdrawals: dynamic fees linked to network fees; crypto deposits are free. Compliance fee of 1 % of the amount for politically exposed persons, sanctioned persons or those subject to adverse information. Administrative fee of 20 € (500 CZK) if a deposit has to be returned (third-party account, missing references, limit exceeded, wrong network or unsupported crypto-asset).

Fee source: https://coinmate.io/en/fees · verified on 22/10/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Own custody by Coinmate a.s., a MiCA-licensed custodian: client assets are segregated from those of Coinmate and legally protected from the company's creditors in the event of insolvency. Each client has a recorded position, but their crypto-assets may be pooled with those of other clients (no separate account). Wallets with several security levels: offline storage for the long term, online for day-to-day operations (official custody policy, coinmate.io/en/legal/crypto-asset-custody-policy).

05What to know before you start

Passport to the whole EEA. Two modes: quick purchase (fees included in the price, not itemised) and advanced maker/taker trading. Markets in EUR and CZK, interface designed first for the Czech Republic. Paid SEPA deposit (1 €). Fee of 20 € if a deposit is returned (third-party account, etc.). OTC desk and API. Earn programme: proof-of-stake staking of crypto-assets, with possible lock-up of funds during the protocol's unbonding period. Interface in Czech and English.

Compensation transparency: affiliate partnership with Coinmate: Oui. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Coinmate licensed under MiCA?

Yes. COINMATE a.s. is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: CNB (Czech National Bank), Czechia. Notification to the ESMA register: 27/02/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Coinmate?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1,6 €, spread included and network fees excluded (Uncrypt €100 index). The platform states that a variable spread is added to this cost, without publishing its amount. Fees checked on 22/10/2026 against the official fee schedule.

How many cryptos can you buy on Coinmate?

26 crypto-assets are available on Coinmate.

Can you withdraw your crypto from Coinmate to your own wallet?

Yes, Coinmate lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Coinmate?

Yes, Coinmate offers staking.

Can you schedule recurring purchases (DCA) on Coinmate?

Yes, Coinmate lets you schedule recurring purchases (DCA).