Beta version
← Back to comparator

Banque Delubac et Cie

BANQUE DELUBAC ET CIE · France
Key points
Official sourceUnclaimedMiCA-licensed · France
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇫🇷 France
Founding date
1924
Team size
250-4999

Regulation

Regulatory licences
MiCA licence, notified on 01/02/2026
Licensing authority
ACPR (sur avis AMF, procédure de notification article 60 MiCA)
Registered services
  • Custody
  • Order execution
  • Advice
  • Portfolio management
  • Transfer of crypto-assets
  • Crypto/fiat exchange
  • Crypto/crypto exchange
Register consulted
Consult the register → · verified on 02/08/2026

Banque Delubac & Cie is a French family-owned bank founded in 1924 that has integrated crypto-assets into its traditional banking offer. It offers individuals and legal entities services for buying, selling and holding crypto-assets, as well as discretionary management for clients wishing to delegate their investment decisions. Its positioning is wealth-management and banking oriented, with personalised support.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: not disclosed

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a manager (managed portfolio / mandate), Banque Delubac et Cie suits some use cases more than others.

Minimum deposit: €30 000Mobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €30 000. Mandatory custody: no withdrawal to a personal wallet.

Available in France.

03How much it costs

Direct purchase

Deposit
SEPA transfer0 %
Trading
1,5 %
published spread
Tapering from 1,5 % (base) to 0,75 % (best tier)
Holding
Annual custody0,8 %/year
Commission withheld on staking:20 %
Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Managed mandate

Mandate entry
Minimum amountnot published
Entry fee1,5 %
Management fee
2,9 %/year
Exit
mandate buyback, terms specific to each manager
Performance fee: 20 % above the threshold set by the manager. Never included in a simulated total: it depends on returns, which we don't simulate (flat market, 0% principle).

This provider offers both direct purchase and a managed mandate, with two distinct fee structures, detailed separately below.

Fee source: https://www.delubac.com/images/tarifs/crypto/Tarification_WalletCrypto_GL_PP_FR.pdf · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Separate private key per client (no pooling of assets); execution/liquidity provided via the Bitstamp partnership (announced in July 2024) for exchange services.

05What to know before you start

French multi-activity bank offering both self-directed crypto management and discretionary management. Offer for individuals and legal entities documented by separate official fee schedules. Self-directed: decreasing purchase/sale/exchange commissions from 1,50 %; discretionary management: minimum 30 k€ for Dynamique/Équilibré/Modéré, 100 k€ Sur-mesure, 150 k€ Mono-crypto; 1,50 % FIAT entry fee, 2,90 %/year management fee, 20 % performance fee with high-water mark. Banking and wealth-management positioning.

Compensation transparency: affiliate partnership with Banque Delubac et Cie: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Banque Delubac et Cie licensed under MiCA?

Yes. BANQUE DELUBAC ET CIE is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: ACPR (sur avis AMF, procédure de notification article 60 MiCA), France. The licence was granted on 01/02/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Banque Delubac et Cie?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1,5 €, spread included and network fees excluded (Uncrypt €100 index). Fees checked on 26/08/2026 against the official fee schedule.

What is the minimum deposit on Banque Delubac et Cie?

The minimum deposit is 30 000 €.

Can you withdraw your crypto from Banque Delubac et Cie to your own wallet?

No, Banque Delubac et Cie does not let you withdraw your crypto-assets to a personal wallet: they remain held by the platform.

Can you stake crypto on Banque Delubac et Cie?

Yes, Banque Delubac et Cie offers staking. The platform keeps a 20 % commission on rewards.

Can you schedule recurring purchases (DCA) on Banque Delubac et Cie?

No, Banque Delubac et Cie does not offer scheduled recurring purchases (DCA).