Banque Delubac et Cie

BANQUE DELUBAC ET CIE · France

Key points

Public sourceMiCA-licensed · France

Source

AMF register →
verified on 02/08/2026

Licence / register

Agrément N2025-004

Authority · date

ACPR (sur avis AMF, procédure de notification article 60 MiCA)
01/02/2026

Services covered

7 / 10

€100 index

≈ 1,50 €

Summary

01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

Banque Delubac et Cie is MiCA-licensed by the AMF (Agrément N2025-004, issued on 01/02/2026), the French financial markets supervisory authority. This licence is valid across the whole European Union.

Source: AMF whitelist (data.gouv.fr) · verified on 02/08/2026

Banque familiale indépendante fondée en 1924 au Cheylard en Ardèche par Maurice Delubac. Première banque française enregistrée PSAN en 2022, propose achat, vente, conservation et gestion sous mandat de crypto-actifs aux particuliers.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

No withdrawal to personal walletSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: non communiqué

03Who it's for

As a bank or neobroker, Banque Delubac et Cie suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: €30 000Mobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €30 000. Mandatory custody: no withdrawal to a personal wallet.

04How much it costs

Published and explicit pricing: the cost is clear before you confirm.

Entrée	Virement : ● 0 %🔗 Carte : ● 0 %🔗
Trading	Achat : ● 1,5 %🔗
Tenue de compte	non chiffré
Sortie	non disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Example: for €100 invested in BTC by bank transfer, you pay approximately €1,50 in fees, or 1,50% of the amount. Simulate your case →

Fee source: https://www.delubac.com/images/tarifs/crypto/Tarification_WalletCrypto_GL_PP_FR.pdf · verified on 02/08/2026

05Security & custody

Clé privée séparée par client (pas de mise en commun des actifs) ; exécution/liquidité assurée via le partenariat Bitstamp (annoncé juillet 2024) pour les services d'échange.

06What to know before you start

Deux offres cryptos distinctes avec grille publique complète : achat direct (1,50→0,75 % dégressif) et mandat (30 000 € min., 2,90 %/an + 20 % perf HWM), décliné en 3 profils Modéré/Équilibré/Dynamique + options sur-mesure/mono-crypto. Frais provisionnés quotidiennement, prélevés 1x/an. Propose aussi staking et tokenisation.

Compensation transparency: affiliate partnership with Banque Delubac et Cie: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).