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Bitpanda

Bitpanda GmbH · Austria
Dedicated pro interface: see listing →
Key points
Official sourceUnclaimedMiCA-licensed · AustriaCFD
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇦🇹 Austria
Founding date
2014
Team size
250-4999
Number of customers
≈ 7 000 000
Trustpilot
3,9/5 →

Regulation

Regulatory licences
MiCA licence, notified on 09/04/2025
Licensing authority
Austrian Financial Market Authority (FMA)
Registered services
  • Custody
  • Order execution
  • Placement
  • Reception and transmission of orders
  • Transfer of crypto-assets
  • Crypto/crypto exchange
  • Crypto/fiat exchange
Register consulted
Consult the register → · verified on 23/08/2026

Bitpanda is an Austrian multi-asset investment provider bringing together crypto-assets, shares, ETFs/ETCs and precious metals in a single app. Its crypto offer covers a large catalogue of assets with simple buying and selling, wallet, external withdrawals, staking, savings plans and a payment card. Bitpanda also caters to businesses and more active users, notably through Bitpanda Business and the advanced trading interface Fusion.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 650

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Bitpanda suits some use cases more than others.

Minimum deposit: €10Mobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: Bitpanda Pro

Minimum deposit of €10. Withdrawal to a personal wallet possible. Dedicated pro interface with declining fees: see Bitpanda Pro.

Available across the whole European Economic Area. Available in Switzerland, Andorra, Monaco, San Marino, Vatican City, Serbia, Türkiye, Guernsey, Jersey, Isle of Man, Faroe Islands, Åland Islands.

03How much it costs

Deposit
SEPA transfer0 %
Card0 %
Trading
0,99 %
published spread
Varies from 0,99 % to 2,49 % depending on the transaction, not on volume
Holding

No known holding fees

Exit
EUR withdrawal0 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Bitpanda applies a premium built into the price, regardless of payment method. Reference rate: 0,99 % for Bitcoin and stablecoins. Variable pricing: most altcoins 1,49 %, Bitpanda Spotlight up to 2,49 %. This premium does not depend on the payment method: fiat deposits by bank transfer and card are free, as is EUR withdrawal on Bitpanda's side. Crypto withdrawals: network/service fees vary by asset.

Fees vary depending on the asset traded, the rate above is a reference, not a guaranteed average. Premium built into the price: BTC and stablecoins 0,99 %; most altcoins 1,49 %; Bitpanda Spotlight up to 2,49 %. The exact rate is displayed for the asset before confirmation. Bitpanda Fusion has a separate fee schedule, shown on its dedicated profile.
Fee source: https://support.bitpanda.com/hc/en-us/articles/360000902525-What-fees-and-premiums-can-I-expect-to-pay-on-Bitpanda · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

In-house custody: Bitpanda Custody (formerly Trustology, acquired in 2022, registered with the UK FCA), cold storage. Bitpanda acts as trustee under Austrian law: clients have a right of segregation in the event of bankruptcy (not treated as unsecured creditors).

05What to know before you start

European multi-asset broker: crypto, shares, ETFs/ETCs and metals. Non-uniform crypto pricing: Bitcoin and stablecoins 0,99 %, most altcoins 1,49 %, Bitpanda Spotlight up to 2,49 %. Staking, Bitpanda Card and withdrawals to an external wallet available. The Card and Business accounts are available in France and Spain, among others. Bitpanda Fusion has its own profile.
FMA (Austria) fine of 70 000 € in August 2026, the first MiCAR sanction published in Austria. Grounds: crypto-asset white paper not submitted 20 business days before publication + failures regarding mandatory disclosures in marketing communications. Bitpanda says it has corrected these; licences retained, client funds unaffected. Official FMA source, decision now final: https://www.fma.gv.at/en/announcement-fma-imposes-sanction-against-bitpanda-gmbh-for-breaches-against-micar/ ; other sources: fintelegram, CoinDesk (08/2026).

Compensation transparency: affiliate partnership with Bitpanda: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Bitpanda licensed under MiCA?

Yes. Bitpanda GmbH is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Austrian Financial Market Authority (FMA), Austria. Notification to the ESMA register: 09/04/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Bitpanda?

For €100 of bitcoin bought by SEPA transfer, the total cost is 0,99 €, spread included and network fees excluded (Uncrypt €100 index). Fees vary depending on the crypto bought. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Bitpanda?

650 crypto-assets are available on Bitpanda.

What is the minimum deposit on Bitpanda?

The minimum deposit is 10 €.

Can you withdraw your crypto from Bitpanda to your own wallet?

Yes, Bitpanda lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Bitpanda?

Yes, Bitpanda offers staking.

Can you schedule recurring purchases (DCA) on Bitpanda?

Yes, Bitpanda lets you schedule recurring purchases (DCA).