Bitpanda

Bitpanda GmbH · Autriche

Dedicated pro interface: see listing →

Key points

Public sourceMiCA-licensed · AutricheCFD

Source

Official registry listing →
verified on 03/07/2026

Licence / register

Registre ESMA · notification 09/04/2025

Authority · date

Austrian Financial Market Authority (FMA)
09/04/2025

Services covered

7 / 10

€100 index

≈ 1,98 €

Summary

01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

Bitpanda is MiCA-licensed by Austrian Financial Market Authority (FMA) (Autriche), notified on 09/04/2025, via Bitpanda GmbH. This licence is valid across the whole European Union, including France.

Source: official registry listing · verified on 03/07/2026

Broker/exchange multi-actifs autrichien : crypto, actions, ETF/ETC et métaux précieux dans la même application.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

No withdrawal to personal walletSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 650

03Who it's for

As a broker, Bitpanda suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: €10Mobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: Bitpanda Pro

Minimum deposit of €10. Mandatory custody: no withdrawal to a personal wallet. Dedicated pro interface with declining fees: see Bitpanda Pro.

04How much it costs

What the pricing page doesn't say: the spread is not published. Figures marked ≈ are our estimates, pending our own test-purchase measurements.

Entrée	Virement : ● 0 %🔗 Carte : ● 0 %🔗
Trading	Achat : ◐ 0,99 % (spread 0,99 % inclus)🔗
Tenue de compte	non chiffré
Sortie	non disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Example: for €100 invested in BTC by bank transfer, you pay approximately €1,98 in fees (estimated spread included), or 1,98% of the amount. Simulate your case →

Fee source: https://support.bitpanda.com/hc/en-us/articles/360000902525-What-fees-and-premiums-can-I-expect-to-pay-on-Bitpanda · verified on 05/08/2026

05Security & custody

Non communiqué à ce jour.

06What to know before you start

Seul acteur du comparateur à ne facturer AUCUN frais de dépôt ni de retrait, tous moyens de paiement inclus. Bitpanda Pro est devenu One Trading (entité séparée, dérivés), remplacé par Bitpanda Fusion (0,02-0,25 %). Indices crypto à 1,99 % + 1,99 %/mois de rebalancement, plus cher que l'achat simple. Gamme étendue au-delà de la crypto : actions, ETF/ETC, métaux précieux dans la même app.

Compensation transparency: affiliate partnership with Bitpanda: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).