XTB Limited

XTB Limited · Chypre

Key points

Public sourceMiCA-licensed · ChypreCFD

Source

Official registry listing →
verified on 03/07/2026

Licence / register

Registre ESMA · notification 15/12/2025

Authority · date

Cyprus Securities and Exchange Commission (CySEC)
15/12/2025

Services covered

—

Fees verified on

02/08/2026

Summary

01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

XTB Limited is MiCA-licensed by Cyprus Securities and Exchange Commission (CySEC) (Chypre), notified on 15/12/2025, via XTB Limited. This licence is valid across the whole European Union, including France.

Source: official registry listing · verified on 03/07/2026

Courtier polonais fondé en 2002 à Varsovie par Jakub Zabłocki sous le nom X-Trade, coté en Bourse de Varsovie. Propose actions, ETF, forex, CFD et cryptomonnaies via une plateforme propriétaire nommée xStation.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

No withdrawal to personal walletSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 40

03Who it's for

As a CFD broker (no real holding), XTB Limited suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: €0Mobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €0. Mandatory custody: no withdrawal to a personal wallet.

04How much it costs

Pricing not yet collected from an official source: this listing is still being compiled, fields stay empty rather than approximate.

Entrée	non chiffré
Trading	non disponible
Tenue de compte	non disponible
Sortie	non disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Fee source: https://www.xtb.com/int/account-and-fees · verified on 02/08/2026

05Security & custody

Non communiqué à ce jour.

06What to know before you start

Pur CFD/ETN sur crypto, aucune détention réelle confirmée (pas de spot dans l'offre française identifiée) — badge rouge obligatoire. Garantie des fonds (KDPW polonais, ~20 100 €) inférieure aux courtiers allemands/néerlandais. Pas de PEA. 900+ salariés, coté à Varsovie depuis 2016, ~2M clients.

Preuve de réserves : non applicable/non vérifiée (XTB ne détient pas de vrais crypto-actifs, uniquement des CFD/ETN — le concept de preuve de réserves ne s'applique pas de la même façon que pour un exchange spot). Grille de spread CFD crypto précise par actif non collectée (>1 % annoncé sur certaines cryptos selon sources tierces, non confirmé officiellement par actif).

Compensation transparency: affiliate partnership with XTB Limited: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).