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Vivid Money

Vivid Money B.V. · Pays-Bas
Key points
Public sourceMiCA-licensed · Pays-Bas
Source
Official registry listing →
verified on 03/07/2026
Licence / register
Registre ESMA · notification 01/05/2025
Authority · date
Netherlands Authority for the Financial Markets (AFM)
01/05/2025
Services covered
2 / 10
€100 index
≈ 2,00 €
Description

Néobanque fondée en 2018 à Berlin, régulée par la BaFin. Combine compte courant, carte avec cashback, actions, ETF et cryptomonnaies dans une seule application.

🌐 Website
The company
Headquarters
🇳🇱 Pays-Bas
Founding date
2018
Trustpilot
4/5 →
Regulation
Regulatory licences
MiCA licence
Registered services
  • Conservation
  • Réception-transmission
MiCA status
MiCA-licensed
Register consulted
Consult the register →
Summary
01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

Vivid Money is MiCA-licensed by Netherlands Authority for the Financial Markets (AFM) (Pays-Bas), notified on 01/05/2025, via Vivid Money B.V.. This licence is valid across the whole European Union, including France.

Source: official registry listing · verified on 03/07/2026

Néobanque fondée en 2018 à Berlin, régulée par la BaFin. Combine compte courant, carte avec cashback, actions, ETF et cryptomonnaies dans une seule application.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

No withdrawal to personal walletSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 300

03Who it's for

As a bank or neobroker, Vivid Money suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: €1Mobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €1. Mandatory custody: no withdrawal to a personal wallet.

04How much it costs

Published and explicit pricing: the cost is clear before you confirm.

Entrée
Virement : ● 0 %🔗
Carte : ● 0 %🔗
Trading
Achat : ● 2 %🔗
Tenue de comptenon chiffré
Sortienon disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Example: for €100 invested in BTC by bank transfer, you pay approximately €2,00 in fees, or 2,00% of the amount. Simulate your case →
Fee source: https://support.vivid.money/en/articles/9297890-are-there-any-fees-for-trading-in-the-crypto-pocket · verified on 05/08/2026

05Security & custody

Non communiqué à ce jour.

06What to know before you start

Vivid a migré d'un modèle à base de dérivés vers la détention directe d'actifs sous entités licenciées (droits d'actionnaire réels, ségrégation Dutch Wge) — amélioration récente de la protection client par rapport à l'ancien modèle à risque de contrepartie.

Compensation transparency: affiliate partnership with Vivid Money: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).