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Trade Republic

Trade Republic Bank GmbH · Germany
Key points
Official sourceUnclaimedMiCA-licensed · Germany
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇩🇪 Germany
Founding date
2015
Team size
250-4999
Number of customers
≈ 10 000 000
Trustpilot
3,7/5 →

Regulation

Regulatory licences
MiCA licence, notified on 28/04/2025
Licensing authority
BaFin (Germany)
Registered services
  • Custody
  • Order execution
  • Reception and transmission of orders
  • Transfer of crypto-assets
Register consulted
Consult the register → · verified on 03/07/2026

Trade Republic is a German neo-broker that has become a bank, bringing together shares, ETFs, savings and crypto-assets in a single app. The crypto offer is based on real holding of the assets and includes one-off purchases, savings plans, staking and transfers to an external wallet on the available features. Its positioning is aimed at savers wishing to manage several asset classes from a single account.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 50

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Trade Republic suits some use cases more than others.

Minimum deposit: €1Mobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €1. Withdrawal to a personal wallet possible.

Available in Germany, Italy, Spain, Austria, France, Belgium, Ireland, Portugal, Slovakia, Slovenia, Lithuania, Latvia.

03How much it costs

Deposit
SEPA transfer0 %
Card1 %
Trading
0 % + 1 €
spread not quantifiable
Recurring buy (DCA)0 %
Holding

No known holding fees

Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Trade Republic: no variable commission on crypto orders, but each one-off order bears a 1 € external settlement fee, to which any spread/third-party costs are added. Crypto savings plans are executed with no order fees. SEPA funding: free. First card/Apple Pay/Google Pay deposit free; subsequent deposits are charged 1 %. Outgoing crypto transfers bear network fees. Under the new general fee schedule, an order using Direct Price on a selected exchange may incur a 2 € fee.

Fee source: https://support.traderepublic.com/en-si/436-What-are-the-fees-when-trading-crypto · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Trade Republic Bank GmbH provides the service; most crypto-assets are held in cold storage with BitGo Europe GmbH, a MiCAR-licensed crypto custodian, according to the current official product page.

05What to know before you start

European multi-product account (shares/ETFs/crypto) with real crypto holding, Crypto Wallet, external transfers, staking and crypto payments via the Trade Republic card. Offer currently announced in 18 European countries and 50 cryptos. Crypto buying/selling: 1 € external settlement fee per order + market spread; crypto savings plans with no execution fees.

Compensation transparency: affiliate partnership with Trade Republic: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Trade Republic licensed under MiCA?

Yes. Trade Republic Bank GmbH is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: BaFin, Germany. Notification to the ESMA register: 28/04/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Trade Republic?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1 €, spread included and network fees excluded (Uncrypt €100 index). The platform states that a variable spread is added to this cost, without publishing its amount. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Trade Republic?

50 crypto-assets are available on Trade Republic.

What is the minimum deposit on Trade Republic?

The minimum deposit is 1 €.

Can you withdraw your crypto from Trade Republic to your own wallet?

Yes, Trade Republic lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Trade Republic?

Yes, Trade Republic offers staking.

Can you schedule recurring purchases (DCA) on Trade Republic?

Yes, Trade Republic lets you schedule recurring purchases (DCA).