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SMART VALOR

Smart Valor AG · Liechtenstein
Key points
Official sourceUnclaimedMiCA-licensed · Liechtenstein
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇪🇺 Liechtenstein
Founding date
2017
Team size
11-49
Trustpilot
3,3/5 →

Regulation

Regulatory licences
MiCA licence
Licensing authority
Finanzmarktaufsicht Liechtenstein (FMA)
Registered services
not disclosed in the register
Register consulted
Consult the register → · verified on 23/08/2026

SMART VALOR is a crypto exchange based in Liechtenstein, open to individuals and businesses. The platform offers buying and selling, an order book, a wallet, external withdrawals, staking and a mobile app. Alongside its retail activity, SMART VALOR also provides Crypto-as-a-Service, API and white-label solutions for banks, fintechs and other players wishing to integrate crypto services.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: not disclosed

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a marketplace (order book), SMART VALOR suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

Available across the whole European Economic Area.

03How much it costs

Deposit
SEPA transfer0 %

+ 0,29 % currency conversion

Trading
Maker
0,29 %
Taker
0,29 %
order book
Holding
Commission withheld on staking:20 %
Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

SMART VALOR: for fiat→crypto purchases up to 300 CHF, the official fee schedule applies fixed fees in CHF by tier (0,89 / 1,19 / 1,89 / 2,49 / 3,19 / 4,19 CHF). Above 300 CHF, the service fee is 1,29 %. This fee is independent of the payment method. Crypto→crypto via the exchange: 0,29 % maker / 0,29 % taker. Paying certain fees in VALOR: 30 % discount. ETH staking: 20 % of gross rewards.

Fee source: https://www.smartvalor.com/en/docs/FEES · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Smart Valor AG provides custody and keeps the register of client positions under the Liechtenstein MiCAR framework. Crypto deposits free and withdrawals to external wallets allowed.

05What to know before you start

Retail + infrastructure multi-activity: European exchange with 80+ trading pairs, iOS/Android app, staking and custody, plus white-label/API for banks and fintechs. Smart Valor AG is the Liechtenstein subsidiary operating the crypto services, owned by the Swiss SMART VALOR group.

Compensation transparency: affiliate partnership with SMART VALOR: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is SMART VALOR licensed under MiCA?

Yes. Smart Valor AG is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Finanzmarktaufsicht Liechtenstein (FMA), Liechtenstein. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on SMART VALOR?

For €100 of bitcoin bought by SEPA transfer, the total cost is 0,29 €, spread included and network fees excluded (Uncrypt €100 index). Fees checked on 26/08/2026 against the official fee schedule.

Can you withdraw your crypto from SMART VALOR to your own wallet?

Yes, SMART VALOR lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on SMART VALOR?

Yes, SMART VALOR offers staking. The platform keeps a 20 % commission on rewards.

Can you schedule recurring purchases (DCA) on SMART VALOR?

No, SMART VALOR does not offer scheduled recurring purchases (DCA).