Relai
01Overview
The company
Regulation
- Crypto/fiat exchange
Relai is a Swiss app dedicated exclusively to Bitcoin, founded in 2020. Its approach is centred on self-custody: the bitcoins purchased are sent to a wallet whose keys the user controls, rather than held by the platform in the long term. Relai offers one-off purchases and scheduled Bitcoin savings, as well as a Business offer for companies, holding companies and professionals wishing to add BTC to their treasury.
02Services & Accessibility
Concrete product features, distinct from the legal scope of the licence (block 01).
Available cryptos: 1
See the list
Detailed list of cryptos available for purchase: coming soon.
Accessibility
As a broker, Relai suits some use cases more than others.
Minimum deposit of €50. Withdrawal to a personal wallet possible. Better rate on recurring purchase (DCA): 1 % versus 2 % on a simple purchase.
Available in Andorra, Austria, Belgium, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Liechtenstein, Luxembourg, Netherlands, Norway, Poland, Portugal, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland.
03How much it costs
No known holding fees
not disclosed
Blockchain network fees always excluded (identical for everyone, not set by the platform).
Relai: standard service fee of 1 % on purchase/sale, reduced to 0,9 % with an invitation code. The first monthly auto-invest of 50 to 100 € has 0 % Relai fees; other recurring purchases bear the standard pricing. Card/Apple Pay/Google Pay add 3 % provider fees, i.e. around 4 % in total for a standard card purchase. Bank transfer adds no specific fee.
04Security & custody
Non-custodial: Relai never holds clients' funds; users receive their Bitcoin directly on their own wallet (personal recovery phrase). No third-party custodian, since there is no custody by the platform.
05What to know before you start
Compensation transparency: affiliate partnership with Relai: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).
06Frequently asked questions
Is Relai licensed under MiCA?
Yes. RELAI EU SASU is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: AMF, France. The licence was granted on 23/10/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.
How much does it cost to buy bitcoin on Relai?
For €100 of bitcoin bought by SEPA transfer, the total cost is 2 €, spread included and network fees excluded (Uncrypt €100 index). The spread is not published by the platform: this figure includes an estimate of it. Fees checked on 26/08/2026 against the official fee schedule.
How many cryptos can you buy on Relai?
1 crypto-asset is available on Relai.
What is the minimum deposit on Relai?
The minimum deposit is 50 €.
Can you withdraw your crypto from Relai to your own wallet?
Yes, Relai lets you withdraw your crypto-assets to a personal wallet.
Can you stake crypto on Relai?
No, Relai does not offer staking.
Can you schedule recurring purchases (DCA) on Relai?
Yes, Relai lets you schedule recurring purchases (DCA).