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Paymium

Paymium SAS · France
Key points
Official sourceUnclaimedMiCA-licensed · France
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇫🇷 France
Founding date
2011
Team size
11-49
Number of customers
≈ 250 000
Trustpilot
4,2/5

Regulation

Regulatory licences
MiCA licence, notified on 22/06/2026
Licensing authority
AMF
Registered services
  • Custody
  • Trading platform operation
  • Order execution
  • Transfer of crypto-assets
  • Crypto/fiat exchange
  • Crypto/crypto exchange
Register consulted
Consult the register → · verified on 03/07/2026

Paymium is a Bitcoin provider in Europe, founded in Paris in 2011. The platform combines simple buying and a euro/Bitcoin order book, with a wallet, scheduled purchases and services for users wishing to manage their assets themselves. Paymium also offers business accounts, OTC support for large amounts and solutions linked to treasury and crypto payments.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 6

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a marketplace (order book), Paymium suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

Available across the whole European Union.

03How much it costs

Deposit
SEPA transfer0 %
Trading
Maker
0,4 %
Taker
0,6 %
published spread
Holding

No known holding fees

Exit
EUR withdrawal0,99 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Paymium: exchange service / market orders = 1,49 % standard; USDC/EURCV stablecoins = 0,90 %; EURCV/EUR = 0 %. BTC limit orders: base tier maker 0,40 % / taker 0,60 %, decreasing to 0 % / 0,05 % depending on 30-day volume. SEPA deposit: free; SEPA withdrawal: 0,99 €. Card purchase: fees of up to 3,5 % depending on volatility, displayed before confirmation. Other pairs outside BTC-EUR may also include a margin in the brokerage price.

Fees vary depending on the asset traded, the rate above is a reference, not a guaranteed average. Brokerage/market: standard 1,49 %; USDC/EURCV 0,90 %; EURCV/EUR 0 %. BTC limit order: maker/taker 0,40/0,60 % <10 k€ volume, decreasing to 0/0,05 %. SEPA deposit 0 €, withdrawal 0,99 €. Card up to 3,5 %. BTC withdrawal ~24 h free or fast 0,00004 BTC.
Fee source: https://www.paymium.com/fr/tarification · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

In-house custody (no named third-party provider), 95 % of assets in multi-signature cold storage, annual audit of reserves by KPMG.

05What to know before you start

European crypto marketplace founded in 2011 + simple buy + advanced order book + DCA + Plan Bitcoin Famille + OTC/premium service for orders >50 000 €. Also offers business accounts, treasury/crypto payment services for professionals and accepts independent financial advisers. Retail remains fully accessible alongside.

Compensation transparency: affiliate partnership with Paymium: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Paymium licensed under MiCA?

Yes. Paymium SAS is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: AMF, France. The licence was granted on 22/06/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Paymium?

For €100 of bitcoin bought by SEPA transfer, the total cost is 0,6 €, spread included and network fees excluded (Uncrypt €100 index). Fees vary depending on the crypto bought. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Paymium?

6 crypto-assets are available on Paymium.

Can you withdraw your crypto from Paymium to your own wallet?

Yes, Paymium lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Paymium?

No, Paymium does not offer staking.

Can you schedule recurring purchases (DCA) on Paymium?

Yes, Paymium lets you schedule recurring purchases (DCA).