Monflo

Monflo · —

Key points

Public sourceMiCA-licensed · —

Source

ESMA register →

Licence / register

Registre ESMA

Authority · date

—
—

Services covered

—

€100 index

≈ 0,00 €

Summary

01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

Monflo is MiCA-licensed by — (—), notified on —, via Monflo. This licence is valid across the whole European Union, including France.

Source: ESMA's interim MiCA register

Données de présentation non communiquées par la plateforme.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

No withdrawal to personal walletSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: non communiqué

03Who it's for

As a bank or neobroker, Monflo suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: not disclosedMobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Mandatory custody: no withdrawal to a personal wallet.

04How much it costs

Published and explicit pricing: the cost is clear before you confirm.

Entrée	Virement : ● 0 %🔗 Carte : ● 0,9 %🔗
Trading	Achat : ● 0 %🔗
Tenue de compte	non chiffré
Sortie	non disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Example: for €100 invested in BTC by bank transfer, you pay approximately €0,00 in fees, or 0,00% of the amount. Simulate your case →

Fee source: https://www.monflo.com/fees · verified on 05/08/2026

05Security & custody

Non communiqué à ce jour.

06What to know before you start

Coffre dédié par utilisateur (pas de compte omnibus/mutualisé) — transparence forte. Abonnement obligatoire de 7,99€/mois pour maintenir le compte + 0,9% par échange. Cible aussi les entreprises qui n'arrivent à ouvrir ni compte crypto ni compte IBAN classique.

Compensation transparency: affiliate partnership with Monflo: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).