Lightyear Europe AS

Lightyear Europe AS · Estonie

Key points

Public sourceMiCA-licensed · Estonie

Source

Official registry listing →
verified on 03/07/2026

Licence / register

Registre ESMA · notification 17/11/2025

Authority · date

Estonian Financial Supervision Authority (EFSA)
17/11/2025

Services covered

—

€100 index

≈ 0,45 €

Summary

01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

Lightyear Europe AS is MiCA-licensed by Estonian Financial Supervision Authority (EFSA) (Estonie), notified on 17/11/2025, via Lightyear Europe AS. This licence is valid across the whole European Union, including France.

Source: official registry listing · verified on 03/07/2026

Courtier fondé en 2020 par Martin Sokk et Mihkel Aamer, anciens de Wise, basé en Estonie. Spécialisé dans les actions, ETF et fonds monétaires, a retiré son offre de cryptomonnaies en 2025.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

No withdrawal to personal walletSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 12

03Who it's for

As a bank or neobroker, Lightyear Europe AS suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: not disclosedMobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Mandatory custody: no withdrawal to a personal wallet.

04How much it costs

Published and explicit pricing: the cost is clear before you confirm.

Entrée	Virement : ● 0 %🔗 Carte : ● 0 %🔗
Trading	Achat : ● 0,45 %🔗
Tenue de compte	non chiffré
Sortie	non disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Example: for €100 invested in BTC by bank transfer, you pay approximately €0,45 in fees, or 0,45% of the amount. Simulate your case →

Fee source: https://lightyear.com/en-ee/crypto · verified on —

05Security & custody

Non communiqué à ce jour.

06What to know before you start

Crypto non couverte par le fonds de garantie investisseur UE de 20 000€ qui couvre actions/ETF/cash sur Lightyear — point de transparence important à signaler aux utilisateurs.

Compensation transparency: affiliate partnership with Lightyear Europe AS: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).