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KBC

KBC Bank NV · Belgium
Key points
Official sourceUnclaimedMiCA-licensed · Belgium
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇪🇺 Belgium
Team size
5000+
Number of customers
≈ 13 000 000

Regulation

Regulatory licences
MiCA licence
Licensing authority
National Bank of Belgium (NBB)
Registered services
not disclosed in the register
Register consulted
Consult the register →

KBC is a large Belgian bank that has integrated the buying and selling of Bitcoin and Ether into its Bolero investment platform. Individuals can manage their crypto exposure from the same environment as their other investments, with market or limit orders and custody provided within the KBC ecosystem. The service follows a traditional banking approach to crypto investment, without the need to open an account on a specialised exchange.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 2

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, KBC suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

Available in Belgium.

03How much it costs

Deposit
SEPA transfer0 %
Trading
0,5 %
published spread
Holding

No known holding fees

Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

KBC/Bolero: 0,50 % per purchase or sale of BTC/ETH, with a minimum commission of 5 € per order. The 5 € is a minimum commission, not a minimum investment amount; for an order below 1 000 €, the effective percentage cost therefore exceeds 0,50 %. The 0,50 % is an order commission, not a bank transfer fee. BID/ASK prices come from external liquidity providers; no additional fixed spread is published.

Fee source: https://www.bolero.be/fr/support/questions-frequemment-posees/quels-sont-les-frais-pour-acheter-ou-vendre-des-crypto · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Custody provided by KBC for Bitcoin and Ether held via Bolero. The crypto-assets are integrated into the Bolero portfolio; outgoing transfers to an external wallet are possible under certain conditions set out in the custody policy. Incoming transfers from an external wallet are not accepted.

05What to know before you start

Regulated retail crypto trading offer under MiCAR, available via Bolero on web and mobile app: BTC and ETH, market and limit orders, fractions down to 6 decimal places. KBC holds the assets; Crypto Finance (Deutsche Börse Group) provides institutional liquidity/execution. Offer currently intended for Belgian retail investors; access from other EEA countries is not documented.

Compensation transparency: affiliate partnership with KBC: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is KBC licensed under MiCA?

Yes. KBC Bank NV is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: National Bank of Belgium (NBB), Belgium. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on KBC?

For €100 of bitcoin bought by SEPA transfer, the total cost is 0,5 €, spread included and network fees excluded (Uncrypt €100 index). Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on KBC?

2 crypto-assets are available on KBC.

Can you withdraw your crypto from KBC to your own wallet?

Yes, KBC lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on KBC?

No, KBC does not offer staking.

Can you schedule recurring purchases (DCA) on KBC?

No, KBC does not offer scheduled recurring purchases (DCA).