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Hannoversche Volksbank eG

Hannoversche Volksbank eG · Germany
Key points
Official sourceUnclaimedMiCA-licensed · Germany
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇩🇪 Germany
Team size
250-4999

Regulation

Regulatory licences
MiCA licence, notified on 12/12/2025
Licensing authority
Federal Financial Supervisory Authority (BaFin)
Registered services
not disclosed in the register
Register consulted
Consult the register →

Hannoversche Volksbank is one of the German cooperative banks that have integrated the meinKrypto offer directly into the VR Banking App. Clients can buy and sell Bitcoin, Ether, Litecoin and Cardano there without opening an account on an external exchange. The infrastructure is shared across the German cooperative banking network, while each local bank keeps its own client relationship and decides the marketing terms of the service.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 4

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Hannoversche Volksbank eG suits some use cases more than others.

Minimum deposit: not disclosedMobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Mandatory custody: no withdrawal to a personal wallet.

Available in Germany.

03How much it costs

Deposit
SEPA transfer0 %
Trading
0,78 %
published spread
Holding

No known holding fees

Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Hannoversche Volksbank / meinKrypto: official commission of 0,78 % of the volume per purchase or sale, minimum order 10 €. This 0,78 % is an order commission, not a bank transfer funding cost. Third-party costs linked to execution and settlement may be charged in addition according to the Preis- und Leistungsverzeichnis. This rate is specific to Hannoversche Volksbank and does not apply to other banks in the network.

Fee source: https://atruvia.scene7.com/is/content/atruvia/PLV%20meinKryptopdf · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Boerse Stuttgart Digital Custody GmbH. Custody in omnibus wallets; individual allocation of holdings via the custodian's internal register.

05What to know before you start

Hannoversche Volksbank is presented as an example of the meinKrypto offer, which is offered by many Volksbanken and Raiffeisenbanken. Commercial activation and fees remain specific to each bank: at Hannoversche, the service is active and charged at 0,78 % per purchase/sale, minimum 10 €. This rate does not apply to other Volksbanken/Raiffeisenbanken. Offer reserved for adult clients whose main residence is in Germany; 4 assets at launch; closed custodial wallet, with no withdrawal to an external wallet.

Compensation transparency: affiliate partnership with Hannoversche Volksbank eG: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Hannoversche Volksbank eG licensed under MiCA?

Yes. Hannoversche Volksbank eG is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Federal Financial Supervisory Authority (BaFin), Germany. Notification to the ESMA register: 12/12/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Hannoversche Volksbank eG?

For €100 of bitcoin bought by SEPA transfer, the total cost is 0,78 €, spread included and network fees excluded (Uncrypt €100 index). Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Hannoversche Volksbank eG?

4 crypto-assets are available on Hannoversche Volksbank eG.

Can you withdraw your crypto from Hannoversche Volksbank eG to your own wallet?

No, Hannoversche Volksbank eG does not let you withdraw your crypto-assets to a personal wallet: they remain held by the platform.

Can you stake crypto on Hannoversche Volksbank eG?

No, Hannoversche Volksbank eG does not offer staking.

Can you schedule recurring purchases (DCA) on Hannoversche Volksbank eG?

No, Hannoversche Volksbank eG does not offer scheduled recurring purchases (DCA).