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Finst

Finst B.V. · Netherlands
Key points
Official sourceUnclaimedMiCA-licensed · Netherlands
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇳🇱 Netherlands
Founding date
2023
Team size
11-49
Number of customers
≈ 100 000
Trustpilot
4,1/5 →

Regulation

Regulatory licences
MiCA licence, notified on 24/07/2025
Licensing authority
Netherlands Authority for the Financial Markets (AFM)
Registered services
  • Custody
  • Order execution
  • Reception and transmission of orders
  • Transfer of crypto-assets
Register consulted
Consult the register → · verified on 23/08/2026

Finst is a Dutch crypto platform available in many European countries. It provides access to more than 400 crypto-assets from an investment-oriented app, with recurring purchases, staking and withdrawals to an external wallet. Finst also offers services for businesses and professional investors, complementing its consumer offer.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 400

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a marketplace (order book), Finst suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

Available across the whole European Union. Available in Switzerland.

03How much it costs

Deposit
SEPA transfer0 %

+ 0,15 % currency conversion

Trading
0,15 %
published spread
Recurring buy (DCA)0,15 %
Holding
Commission withheld on staking:25–45 %
Exit
EUR withdrawal0 €
Crypto withdrawal (platform margin)≈ 2,5 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Finst: 0,15 % flat per trade, with no added spread claimed. This 0,15 % is a purchase/sale/swap commission independent of the payment method; the bank deposit is free. Auto Invest/DCA follows the 0,15 % commission. EUR withdrawal: 0 %. Crypto withdrawal: 2,50 € Finst fee + network fees. Flexible staking: Finst keeps around 25 to 45 % of rewards depending on the asset; the detail depends on the token. Stated added spread: 0 %.

Fee source: https://finst.com/en/fees · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Segregated client assets held via an MPC infrastructure; Finst states that it uses Fireblocks, among others, for its institutional Crypto Vault. Fiat funds are held with partner banks including bunq and ING. Finst claims 1:1 holding of client assets.

05What to know before you start

0,15 % per transaction, with no added spread claimed. Daily/weekly/fortnightly/monthly Auto Invest on ~400 cryptos and Bundles, minimum 10 €. Option of automatic withdrawal to an external wallet. Flexible staking with a commission of 25 to 45 % on rewards depending on the asset. Official PoR still published, but the last independent audit stated: August 2023.

Compensation transparency: affiliate partnership with Finst: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Finst licensed under MiCA?

Yes. Finst B.V. is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Netherlands Authority for the Financial Markets (AFM), Netherlands. Notification to the ESMA register: 24/07/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Finst?

For €100 of bitcoin bought by SEPA transfer, the total cost is 0,15 €, spread included and network fees excluded (Uncrypt €100 index). The spread is not published by the platform: this figure includes an estimate of it. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Finst?

400 crypto-assets are available on Finst.

Can you withdraw your crypto from Finst to your own wallet?

Yes, Finst lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Finst?

Yes, Finst offers staking.

Can you schedule recurring purchases (DCA) on Finst?

Yes, Finst lets you schedule recurring purchases (DCA).