Finst

Finst B.V. · Pays-Bas

Key points

Public sourceMiCA-licensed · Pays-Bas

Source

Official registry listing →
verified on 03/07/2026

Licence / register

Registre ESMA · notification 24/07/2025

Authority · date

Netherlands Authority for the Financial Markets (AFM)
24/07/2025

Services covered

4 / 10

€100 index

≈ 0,15 €

Summary

01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

Finst is MiCA-licensed by Netherlands Authority for the Financial Markets (AFM) (Pays-Bas), notified on 24/07/2025, via Finst B.V.. This licence is valid across the whole European Union, including France.

Source: official registry listing · verified on 03/07/2026

Plateforme néerlandaise fondée en 2022 à Amsterdam par Julien Vallet et Marcel Putina, tous deux issus de l'équipe fondatrice du courtier DEGIRO. Facture un frais fixe unique sans marge supplémentaire cachée dans le prix.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

Withdrawal to personal wallet possibleSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 340

03Who it's for

As a marketplace (order book), Finst suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

04How much it costs

What the pricing page doesn't say: the spread is not published. Figures marked ≈ are our estimates, pending our own test-purchase measurements.

Entrée	Virement : ● 0 %🔗 Carte : ● 0 %🔗
Trading	Achat : ◐ 0,15 %🔗
Tenue de compte	non chiffré
Sortie	non disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Example: for €100 invested in BTC by bank transfer, you pay approximately €0,15 in fees (estimated spread included), or 0,15% of the amount. Simulate your case →

Fee source: https://finst.com/en/fees · verified on 02/08/2026

05Security & custody

Dépositaire certifié SOC 2 Type II, technologie MPC avec isolation de périphérique. Actifs entièrement ségrégués du patrimoine de l'entreprise.

06What to know before you start

Frais parmi les plus bas d'Europe (0,15 % forfaitaire, tout compris). Première plateforme néerlandaise à publier une Preuve de Réserves auditée indépendamment. Fondée par d'anciens cadres de DEGIRO. Retrait crypto pénalisant pour les petits montants (2,50 € fixe + réseau). ⚠️ A absorbé Anycoin Direct (courtier néerlandais historique, racheté en 2024, clients migrés vers Finst) — ne pas confondre avec « Anycoin » (exchange tchèque indépendant, anycoin.cz, toujours actif séparément). Crypto Bundles (paniers diversifiés rééquilibrés, dont CoinDesk 20), staking sur les cryptos et les Bundles.

Compensation transparency: affiliate partnership with Finst: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).