Beta version
← Back to comparator

Finctek

FINCTEK UE SAS · France
Key points
Official sourceUnclaimedMiCA-licensed · France
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇫🇷 France

Regulation

Regulatory licences
MiCA licence, notified on 11/09/2025
Licensing authority
AMF
Registered services
  • Custody
  • Order execution
  • Transfer of crypto-assets
  • Placement
  • Crypto/fiat exchange
  • Crypto/crypto exchange
Register consulted
Consult the register → · verified on 23/08/2026

Finctek is a French fintech specialising in exchanges between traditional currencies and crypto-assets, with a strong focus on flows between Europe and Africa. The company works in particular with the euro, the dollar and the XAF/XOF CFA francs to facilitate cross-border transfers and conversions. Its approach combines blockchain infrastructure, payments and crypto services rather than a classic consumer exchange model.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: not disclosed

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Finctek suits some use cases more than others.

Minimum deposit: not disclosedMobile appNo withdrawal to personal walletAutomatic DCADedicated pro interface: not disclosed

Mandatory custody: no withdrawal to a personal wallet.

Available across the whole European Economic Area.

03How much it costs

Deposit

not disclosed

Trading

not disclosed

Holding

No known holding fees

Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Pricing not yet collected from an official source: this listing is still being compiled, fields stay empty rather than approximate.

Fee source: https://finctek.com · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

FINCTEK UE SAS is MiCA-licensed for the custody and administration of crypto-assets. The website describes on-platform custody and transfer to a beneficiary wallet as planned services; the public opening of a retail flow is not confirmed to date.

05What to know before you start

French platform (2023) focused on financial inclusion and the Afro-European diaspora, enabling exchange of EUR/USD/XAF/XOF against crypto-assets.

Compensation transparency: affiliate partnership with Finctek: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Finctek licensed under MiCA?

Yes. FINCTEK UE SAS is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: AMF, France. The licence was granted on 11/09/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

Can you withdraw your crypto from Finctek to your own wallet?

No, Finctek does not let you withdraw your crypto-assets to a personal wallet: they remain held by the platform.

Can you stake crypto on Finctek?

No, Finctek does not offer staking.

Can you schedule recurring purchases (DCA) on Finctek?

No, Finctek does not offer scheduled recurring purchases (DCA).