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Finary

FINARY SAS · France
Key points
Official sourceUnclaimedMiCA-licensed · France
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇫🇷 France
Founding date
2021
Team size
50-249
Number of customers
≈ 1 000 000

Regulation

Regulatory licences
MiCA licence, notified on 06/07/2026
Licensing authority
Autorité des Marchés Financiers (AMF)
Registered services
  • Custody
  • Reception and transmission of orders
  • Transfer of crypto-assets
Register consulted
Consult the register → · verified on 23/08/2026

Finary is a French wealth management app that lets users track all their assets and invest directly in crypto-assets from the same interface. Its crypto offer includes spot buying and selling, scheduled purchases, transfers to an external wallet and yield solutions combining, depending on the asset, staking or lending mechanisms. The app caters to individuals as well as legal entities wishing to integrate crypto into a broader wealth perspective.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 28

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Finary suits some use cases more than others.

Minimum deposit: €0Mobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €0. Withdrawal to a personal wallet possible. Better rate on recurring purchase (DCA): 0,99 % versus 1,49 % on a simple purchase.

Available across the whole European Union.

03How much it costs

Deposit
SEPA transfer0 %
Trading
1,49 %
published spread
Tapering from 1,49 % (base) to 0,49 % (best tier)
Recurring buy (DCA)0,99 %
Holding
Commission withheld on staking:15 %
Exit

not disclosed

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Finary Crypto: Free 1,49 % purchase/sale/swap; Lite 1,29 %; Plus/Pro 0,99 %. VIP programme: Silver 0,89 %, Gold 0,79 %, Platinum 0,49 %. These commissions do not depend on the payment method: SEPA/SEPA Instant are free. DCA: 0,99 %. Bank withdrawal: 1 € for Free/Lite, 0 € for Plus/Pro/VIP. Card deposit: variable depending on amount and displayed before confirmation. Finary states that it adds 0 % mark-up to the execution price. Staking: the partner concerned takes 15 % of rewards.

Fee source: https://finary.com/fr/invest/crypto/fees · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

1:1 custody: most crypto-assets via DFNS infrastructure, separate from Finary's own assets. Assets used for Yield/staking/lending go through Bitstamp, among others, depending on the product.

05What to know before you start

Multi-product account combining overall wealth tracking and crypto investment. 28 current assets, daily/weekly/fortnightly/monthly DCA, external transfers and Yield. Yield is not only staking: ETH uses staking while BTC/LINK/LTC/SOL/USDC/XLM/XRP may involve lending mechanisms depending on the asset. The Crypto terms of 01/07/2026 explicitly provide for opening accounts for legal entities.

Compensation transparency: affiliate partnership with Finary: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Finary licensed under MiCA?

Yes. FINARY SAS is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Autorité des Marchés Financiers (AMF), France. The licence was granted on 06/07/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Finary?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1,49 €, spread included and network fees excluded (Uncrypt €100 index). The spread is not published by the platform: this figure includes an estimate of it. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Finary?

28 crypto-assets are available on Finary.

What is the minimum deposit on Finary?

The minimum deposit is 0 €.

Can you withdraw your crypto from Finary to your own wallet?

Yes, Finary lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Finary?

Yes, Finary offers staking. The platform keeps a 15 % commission on rewards.

Can you schedule recurring purchases (DCA) on Finary?

Yes, Finary lets you schedule recurring purchases (DCA).