
Fazil Crypto (BASQUE PAY S.L.)
01Overview
The company
Regulation
- Reception and transmission of orders
Fazil Crypto is a Spanish app focused on simple investment in crypto-assets. It offers a broad catalogue of cryptos, a wallet in euros and digital assets, buying, selling, conversion, scheduled purchases and on-chain transfers. The regulatory infrastructure relies on Basque Pay and specialised partners for custody and execution, while the user experience is that of a consumer crypto neo-broker.
02Services & Accessibility
Concrete product features, distinct from the legal scope of the licence (block 01).
Available cryptos: 400
See the list
Detailed list of cryptos available for purchase: coming soon.
Accessibility
As a broker, Fazil Crypto (BASQUE PAY S.L.) suits some use cases more than others.
Withdrawal to a personal wallet possible.
Available in Spain.
03How much it costs
No known holding fees
Blockchain network fees always excluded (identical for everyone, not set by the platform).
Fazil Crypto: the currently published terms set the purchase, sale and exchange commission at 0,70–1,20 %. The FAQ and several marketing materials still state 0,50–1,00 % depending on volume. Uncrypt uses 0,95 % as the central reference; periodic purchases follow the same pricing. The exact rate is displayed before confirmation in the app. Incoming/outgoing SEPA: 0 %. Crypto withdrawal: 0 % Fazil commission excluding network fees. Custody, maintenance and inactivity: 0 €. Card top-up: the FAQ states that a variable processor fee may apply depending on country/provider, whereas the terms state that top-ups are free.
04Security & custody
Custody and crypto operations are provided with Bitcoinforme S.L. (Bit2Me), MiCA-authorised by the CNMV for custody/exchange/etc. Fazil states HSM cold storage + multisig and asset coverage of up to 150 M€ via Bitcoinforme/Ledger. Basque Pay itself is MiCA-authorised for reception and transmission of orders.
05What to know before you start
Compensation transparency: affiliate partnership with Fazil Crypto (BASQUE PAY S.L.): À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).
06Frequently asked questions
Is Fazil Crypto (BASQUE PAY S.L.) licensed under MiCA?
Yes. BASQUE PAY S.L. is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Comisión Nacional del Mercado de Valores (CNMV), Spain. Notification to the ESMA register: 31/07/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.
How much does it cost to buy bitcoin on Fazil Crypto (BASQUE PAY S.L.)?
For €100 of bitcoin bought by SEPA transfer, the total cost is 0,95 €, spread included and network fees excluded (Uncrypt €100 index). The platform states that a variable spread is added to this cost, without publishing its amount. Fees checked on 26/08/2026 against the official fee schedule.
How many cryptos can you buy on Fazil Crypto (BASQUE PAY S.L.)?
400 crypto-assets are available on Fazil Crypto (BASQUE PAY S.L.).
Can you withdraw your crypto from Fazil Crypto (BASQUE PAY S.L.) to your own wallet?
Yes, Fazil Crypto (BASQUE PAY S.L.) lets you withdraw your crypto-assets to a personal wallet.
Can you stake crypto on Fazil Crypto (BASQUE PAY S.L.)?
No, Fazil Crypto (BASQUE PAY S.L.) does not offer staking.
Can you schedule recurring purchases (DCA) on Fazil Crypto (BASQUE PAY S.L.)?
Yes, Fazil Crypto (BASQUE PAY S.L.) lets you schedule recurring purchases (DCA).