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Coinmotion

Coinmotion Oy · Finland
Key points
Official sourceUnclaimedMiCA-licensed · Finland
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇪🇺 Finland
Founding date
2012
Team size
50-249
Number of customers
≈ 170 000

Regulation

Regulatory licences
MiCA licence, notified on 02/07/2025
Licensing authority
Finanssivalvonta (FIN-FSA)
Registered services
not disclosed in the register
Register consulted
Consult the register →

Coinmotion is a long-standing Finnish crypto platform, mainly established in the Nordic countries. It offers buying and selling of crypto-assets, a wallet, external withdrawals and automatic monthly savings from a web and mobile interface. Coinmotion complements its consumer offer with business accounts, an OTC service, Wealth solutions and payment services for professional clients.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 12

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a marketplace (order book), Coinmotion suits some use cases more than others.

Minimum deposit: €10Mobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €10. Withdrawal to a personal wallet possible. Better rate on recurring purchase (DCA): 1 % versus 2 % on a simple purchase.

Available across the whole European Economic Area.

03How much it costs

Deposit
SEPA transfer0 %
Trading
2 %
published spread
Tapering from 2,9 % (base) to 0,8 % (best tier)
Recurring buy (DCA)1 %
Holding

No known holding fees

Exit
EUR withdrawal0,9 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Coinmotion: standard trading 2 %, decreasing with rolling 90-day volume down to 0,8 %. “Additional Selection” assets remain at 2 % with no discount. For new Swedish clients, the public fee schedule states a fixed 2,9 %. Monthly Savings/DCA: 1 % per purchase, regardless of volume. The trading rate does not depend on the payment method. Bank deposit: 0 %. EUR withdrawal to one's own account: 0,90 € flat. Crypto withdrawals: variable fees by asset/network.

Fees vary depending on the asset traded, the rate above is a reference, not a guaranteed average. Standard 90-day volume schedule: 2 %; 1,8 % >500 €; 1,6 % >2 000 €; 1,4 % >10 000 €; 1,2 % >50 000 €; 1 % >250 000 €; 0,8 % >1 M€. Additional Selection: fixed 2 %. New clients in Sweden: fixed 2,9 %. Monthly DCA: 1 %.
Fee source: https://helpcenter.coinmotion.com/how-much-does-coinmotion-cost · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Integrated wallets for each supported asset, with multi-signature/cold storage infrastructure. Clients can deposit and withdraw crypto-assets to external wallets.

05What to know before you start

Long-standing Nordic provider, focused on Finland/Sweden. Standard trading 2 % decreasing to 0,8 %, monthly DCA at 1 %. Company account, OTC and Coinmotion Wealth available. Crypto wallets with external transfers; Coinmotion also offers a prepaid card funded in euros, to be distinguished from a card that spends crypto-assets directly.

Compensation transparency: affiliate partnership with Coinmotion: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Coinmotion licensed under MiCA?

Yes. Coinmotion Oy is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Finanssivalvonta (FIN-FSA), Finland. Notification to the ESMA register: 02/07/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Coinmotion?

For €100 of bitcoin bought by SEPA transfer, the total cost is 2 €, spread included and network fees excluded (Uncrypt €100 index). Fees vary depending on the crypto bought. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Coinmotion?

12 crypto-assets are available on Coinmotion.

What is the minimum deposit on Coinmotion?

The minimum deposit is 10 €.

Can you withdraw your crypto from Coinmotion to your own wallet?

Yes, Coinmotion lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Coinmotion?

No, Coinmotion does not offer staking.

Can you schedule recurring purchases (DCA) on Coinmotion?

Yes, Coinmotion lets you schedule recurring purchases (DCA).