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Coinify

Coinify ApS · Denmark
Key points
Official sourceUnclaimedMiCA-licensed · Denmark
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇪🇺 Denmark
Team size
11-49

Regulation

Regulatory licences
MiCA licence, notified on 29/05/2026
Licensing authority
Finanstilsynet
Registered services
  • Transfer of crypto-assets
  • Crypto/crypto exchange
  • Crypto/fiat exchange
  • Order execution
Register consulted
Consult the register → · verified on 23/08/2026

Coinify is a Danish broker and on/off-ramp that lets individuals and businesses buy or sell crypto-assets from many European countries. Purchases are delivered directly to an external wallet, placing Coinify in a non-custodial model. The company also runs a significant B2B business for merchants and platforms wishing to integrate payments or crypto purchase features.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC)

Available cryptos: 35

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Coinify suits some use cases more than others.

Minimum deposit: not disclosedMobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Withdrawal to a personal wallet possible.

Available in Germany, Andorra, Austria, Belgium, Bulgaria, Cyprus, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Ireland, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Moldova, Norway, Netherlands, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Sweden, Switzerland, Czechia, Ukraine, Isle of Man, Jersey, Åland Islands, Faroe Islands.

03How much it costs

Deposit
SEPA transfer0 %
Card2,5 %

+ 0,5 % currency conversion

Trading
1 %
published spread
Holding

No known holding fees

Exit
EUR withdrawal0 € + 1 %

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Coinify Trade: BUY by bank transfer = 1 % handling fee; EEA card = 3,5 %; non-EEA card = 5 %. SELL to a bank account = 1 % handling fee. For any purchase in a currency other than USD, a conversion fee of 0,50 % is added. A blockchain network fee is deducted on delivery to the external wallet.

Fee source: https://www.coinify.com/trading-fees · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Coinify Trade is non-custodial for the retail flow: Coinify does not provide a wallet and requires an external address controlled by the user to deliver the crypto-assets purchased. The current MiCA licence does not include the custody service.

05What to know before you start

Coinify combines two businesses: Coinify Trade for individuals/businesses and a B2B payment infrastructure for merchants. Coinify Trade offers 35+ assets, Private Trader, Corporate Trader and assisted OTC above 50 000 €. Non-custodial model: an external wallet is required for purchases.

Compensation transparency: affiliate partnership with Coinify: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Coinify licensed under MiCA?

Yes. Coinify ApS is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Finanstilsynet, Denmark. Notification to the ESMA register: 29/05/2026. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Coinify?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1 €, spread included and network fees excluded (Uncrypt €100 index). Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Coinify?

35 crypto-assets are available on Coinify.

Can you withdraw your crypto from Coinify to your own wallet?

Yes, Coinify lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Coinify?

No, Coinify does not offer staking.

Can you schedule recurring purchases (DCA) on Coinify?

No, Coinify does not offer scheduled recurring purchases (DCA).