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BTC Direct

BTC Direct Europe B.V. · Netherlands
Key points
Official sourceUnclaimedMiCA-licensed · Netherlands
🌐 Website
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇳🇱 Netherlands
Founding date
2013
Team size
11-49
Number of customers
≈ 1 000 000
Trustpilot
4/5 →

Regulation

Regulatory licences
MiCA licence, notified on 18/06/2025
Licensing authority
Netherlands Authority for the Financial Markets (AFM)
Registered services
  • Transfer of crypto-assets
  • Crypto/crypto exchange
  • Crypto/fiat exchange
Register consulted
Consult the register → · verified on 23/08/2026

BTC Direct is a non-custodial Dutch crypto broker for individuals and businesses in SEPA countries. The platform lets users buy and sell a selection of crypto-assets from the My BTC Direct app, with scheduled purchases and direct delivery to the client's personal wallet. It also offers Business services and a Private Trading Desk for large transactions.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 23

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, BTC Direct suits some use cases more than others.

Minimum deposit: €1Mobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €1. Withdrawal to a personal wallet possible.

Available across the whole European Economic Area. Available in Albania, Andorra, North Macedonia, Moldova, Monaco, Montenegro, San Marino, Serbia, Switzerland, Vatican City.

03How much it costs

Deposit
SEPA transfer0 %
Trading
1,5 %
published spread
Tapering from 3 % (base) to 1,5 % (best tier)
Recurring buy (DCA)1,5 %
Holding

No known holding fees

Exit
EUR withdrawal0 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

BTC Direct MyBTC: BTC purchase = 1,5 %; purchase of other assets = 3 %. BTC sale = 1,5 %; ETH/SOL/XRP/LTC/USDC = 2 %; other assets = 3 %. DCA = 1,5 % on all assets. These commissions do not depend on the payment method. BTC Direct may include up to 1 % of facilitation/volatility spread in the quoted price. Payment method fees and network fees are separate. Sale payout to IBAN: 0 %; card/PayPal: 1 %.

Fees vary depending on the asset traded, the rate above is a reference, not a guaranteed average. MyBTC purchase: BTC 1,5 %, other assets 3 %. Sale: BTC 1,5 %; ETH/SOL/XRP/LTC/USDC 2 %; others 3 %. DCA: 1,5 %. Partner API: purchase 1,0–3,3 % + partner fee 0–5 %. Private Trading: 1 % from 50–500 k€, 0,8 % from 500 k€–1 M€, 0,5 % above 1 M€.
Fee source: https://btcdirect.eu/en-eu/pricing-policy · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

Non-custodial service. The 2026 terms specify that BTC Direct neither holds nor safeguards crypto-assets on behalf of the client; each purchase is delivered to a wallet address controlled by the client.

05What to know before you start

Non-custodial broker: cryptos do not stay with BTC Direct, they are sent to the wallet linked by the client. Official DCA via recurring bank orders. Business offer confirmed and Private Trading Desk from 50 000 €. The website is available in French, English, German, Spanish and Dutch, among others.

Compensation transparency: affiliate partnership with BTC Direct: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is BTC Direct licensed under MiCA?

Yes. BTC Direct Europe B.V. is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: Netherlands Authority for the Financial Markets (AFM), Netherlands. Notification to the ESMA register: 18/06/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on BTC Direct?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1,5 €, spread included and network fees excluded (Uncrypt €100 index). Fees vary depending on the crypto bought. Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on BTC Direct?

23 crypto-assets are available on BTC Direct.

What is the minimum deposit on BTC Direct?

The minimum deposit is 1 €.

Can you withdraw your crypto from BTC Direct to your own wallet?

Yes, BTC Direct lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on BTC Direct?

No, BTC Direct does not offer staking.

Can you schedule recurring purchases (DCA) on BTC Direct?

Yes, BTC Direct lets you schedule recurring purchases (DCA).