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Bitstack

BITSTACK DIGITAL ASSETS SAS · France
Key points
Official sourceUnclaimedMiCA-licensed · France
🌐 Website✉ Contact email
Summary
01OverviewRegulatory status: MiCA-licensed or not, since when→02Services & AccessibilityWhat the app actually offers, as badges→03How much it costsTransfer, card, spread and withdrawal, in euros→04Security & custodyWhere your funds are, what recourse you have→05What to know before you startSpecifics, anomalies and affiliation→06Frequently asked questionsAnswers drawn from our verified data→

01Overview

The company

Headquarters
🇫🇷 France
Founding date
2021
Team size
50-249
Number of customers
≈ 400 000
Trustpilot
4,6/5

Regulation

Regulatory licences
MiCA licence, notified on 30/06/2025
Licensing authority
AMF
Registered services
  • Custody
  • Order execution
  • Transfer of crypto-assets
  • Crypto/fiat exchange
  • Crypto/crypto exchange
Register consulted
Consult the register → · verified on 23/08/2026

Bitstack is a French Bitcoin savings app, known in particular for its automatic round-up of card payments. It also lets users buy Bitcoin on a one-off basis, schedule recurring purchases and manage a euro account with an IBAN in markets where this feature is available. Its positioning focuses mainly on gradual saving and everyday use of Bitcoin, with the option to withdraw to a personal wallet.

02Services & Accessibility

Concrete product features, distinct from the legal scope of the licence (block 01).

Simple purchase (Simple-Buy)Integrated walletStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 1

See the list

Detailed list of cryptos available for purchase: coming soon.

Accessibility

As a broker, Bitstack suits some use cases more than others.

Minimum deposit: €1Mobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €1. Withdrawal to a personal wallet possible.

Available in Germany, Austria, Belgium, Cyprus, Croatia, Spain, Estonia, Finland, France, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Portugal, Switzerland.

03How much it costs

Deposit
SEPA transfer0 %
Card0,7 %
Trading
1,49 %
published spread
Tapering from 1,49 % (base) to 0,49 % (best tier)
Recurring buy (DCA)1,49 %
Holding

No known holding fees

Exit
EUR withdrawal0 €
Crypto withdrawal (platform margin)≈ 0 €

Blockchain network fees always excluded (identical for everyone, not set by the platform).

Bitstack, current official fee schedule. Buy/sell and DCA based on 30-day volume: 1,49 % below 250 €; 0,99 % from 250 to 5 000 €; 0,89 % from 5 000 to 10 000 €; 0,79 % from 10 000 to 50 000 €; 0,69 % from 50 000 to 250 000 €; 0,59 % from 250 000 to 500 000 €; 0,49 % above. For a purchase paid directly by card, minimum commission 0,29 €; this minimum does not apply to purchases from the euro account. Bitstack may also include a price margin of 0 to 1 %, displayed before confirmation. Euro account, bank deposit and SEPA/SEPA Instant: 0 €. Card/Apple Pay/Google Pay deposit: 0,70 %. EUR/SEPA withdrawal from the euro account: 0 € on Bitstack's side according to the public pricing of the euro/SEPA account. Standard BTC withdrawal: 0 % from 50 000 sats; Fast = pro rata network fee + up to 2 €; Priority = pro rata + up to 3 €.

Fee source: https://help.bitstack-app.com/fr/articles/6377515-quels-sont-les-prix-et-les-frais-pratiques-par-bitstack · verified on 26/08/2026
Simulate your own scenario (amount, duration, purchase method) with the fee simulator. Simulate your case →

04Security & custody

In-house custody: Bitstack is itself authorised for the custody and administration of crypto-assets (Article 3(16)(a) MiCA), with no publicly named third-party subcontractor.

05What to know before you start

French Bitcoin savings app combining automatic round-up, DCA, one-off purchases, euro account/IBAN and Visa card. Buy/sell fees decreasing from 1,49 % → 0,49 %, with a variable price margin of 0–1 %. Standard BTC withdrawal free. Bank deposit free; card/Apple Pay/Google Pay deposit 0,70 %. Card with no monthly subscription, issuance 9,99 € + delivery, with Bitcoin cashback subject to conditions. Offer geared towards micro-saving and everyday use.

Compensation transparency: affiliate partnership with Bitstack: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).

06Frequently asked questions

Is Bitstack licensed under MiCA?

Yes. BITSTACK DIGITAL ASSETS SAS is licensed as a crypto-asset service provider (CASP) under the MiCA regulation. Competent authority: AMF, France. The licence was granted on 30/06/2025. A MiCA licence works as a passport: it allows the provider to operate across the entire European Union.

How much does it cost to buy bitcoin on Bitstack?

For €100 of bitcoin bought by SEPA transfer, the total cost is 1,49 €, spread included and network fees excluded (Uncrypt €100 index). Fees checked on 26/08/2026 against the official fee schedule.

How many cryptos can you buy on Bitstack?

1 crypto-asset is available on Bitstack.

What is the minimum deposit on Bitstack?

The minimum deposit is 1 €.

Can you withdraw your crypto from Bitstack to your own wallet?

Yes, Bitstack lets you withdraw your crypto-assets to a personal wallet.

Can you stake crypto on Bitstack?

No, Bitstack does not offer staking.

Can you schedule recurring purchases (DCA) on Bitstack?

Yes, Bitstack lets you schedule recurring purchases (DCA).