21bitcoin

FIOR Digital GmbH · Autriche

Key points

Public sourceMiCA-licensed · Autriche

Source

Official registry listing →
verified on 03/07/2026

Licence / register

Registre ESMA · notification 27/11/2025

Authority · date

Austrian Financial Market Authority (FMA)
27/11/2025

Services covered

3 / 10

€100 index

≈ 2,28 €

Summary

01At a glanceRegulatory status: MiCA-licensed or not, since when→02Services & featuresWhat the app actually offers, as badges→03Who it's forLong-term holding, scheduled savings, active trading→04How much it costsTransfer, card, spread and withdrawal, in euros→05Security & custodyWhere your funds are, what recourse you have→06What to know before you startSpecifics, anomalies and affiliation→

01At a glance

21bitcoin is MiCA-licensed by Austrian Financial Market Authority (FMA) (Autriche), notified on 27/11/2025, via FIOR Digital GmbH. This licence is valid across the whole European Union, including France.

Source: official registry listing · verified on 03/07/2026

Application autrichienne fondée en 2020 à Salzbourg par Daniel Winklhammer et Dominik Seibold, camarades d'école technique. Spécialisée uniquement sur le Bitcoin, avec conservation assurée par le prestataire BitGo Europe.

02Services & features

Concrete product features, distinct from the legal scope of the licence (block 01): generated from structured data, never hand-written.

Withdrawal to personal wallet possibleSimple purchase (Simple-Buy)Integrated walletAutomatic DCAStakingCrypto cardP2P marketFuturesOptionsMargin tradingFrench-language supportInstant verification (KYC) : to be verified

Available cryptos: 1

03Who it's for

As a broker, 21bitcoin suits some use cases more than others. What the collected data shows, never a recommendation:

Minimum deposit: €10Mobile appWithdrawal to personal wallet possibleAutomatic DCADedicated pro interface: not disclosed

Minimum deposit of €10. Withdrawal to a personal wallet possible.

04How much it costs

What the pricing page doesn't say: the spread is not published. Figures marked ≈ are our estimates, pending our own test-purchase measurements.

Entrée	Virement : ● 0 %🔗
Trading	Achat : ◐ 1,49 % (spread 0,79 % inclus)🔗
Tenue de compte	non chiffré
Sortie	non disponible

● published · ◐ estimated (spread not published, measured or estimated by Uncrypt) · ○ not available. 🔗 = link to the official pricing page and verification date for this cell.

Example: for €100 invested in BTC by bank transfer, you pay approximately €2,28 in fees (estimated spread included), or 2,28% of the amount. Simulate your case →

Fee source: https://21bitcoin.app/en/fees · verified on 05/07/2026

05Security & custody

BitGo, cold storage 1:1, police d'assurance 250 M$ contre le vol. Alternative : auto-envoi vers wallet personnel (non-custodial).

06What to know before you start

Plan d'épargne automatique (DCA) à 0 % de frais — rare sur le marché. Dépôt via un IBAN personnel émis par une vraie banque coopérative allemande (VR Bank Bayern Mitte). Choix entre garde assurée (250M$ via BitGo) ou autogarde native. Bitcoin exclusivement : courtage, DCA et conservation, pas d'altcoins.

Compensation transparency: affiliate partnership with 21bitcoin: À l'étude. A partnership has no influence on ranking or the default sort order (see Methodology).